:root{--teal:#004b5b;--teal-dark:#003845;--teal-soft:#e9f3f4;--orange:#f36f21;--orange-soft:#fff1e7;--ink:#091015;--muted:#515a62;--line:#e6e8eb;--canvas:#f7f8f8;--danger:#c93232;--danger-bg:#fff2f2;--shadow:0 8px 28px rgba(9,16,21,.07)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--canvas);color:var(--ink);font-family:"Plus Jakarta Sans",system-ui,sans-serif;font-size:15px;line-height:1.55;letter-spacing:-.015em}
.topbar{height:80px;background:var(--teal);position:sticky;top:0;z-index:20;box-shadow:0 2px 8px rgba(0,0,0,.08)}
.topbar-inner{height:100%;max-width:1292px;margin:auto;padding:0 28px;display:flex;align-items:center;justify-content:space-between}
.brand{display:flex;align-items:center;gap:12px;color:#fff}.brand img{width:46px;height:46px;object-fit:contain;background:#fff;border-radius:8px;padding:5px}.brand b,.brand span{display:block}.brand b{font-size:14px;font-weight:700}.brand span{font-size:11px;color:rgba(255,255,255,.76)}
.secure{display:flex;align-items:center;gap:8px;color:#fff;font-size:12px;font-weight:600}.secure-dot{width:8px;height:8px;border-radius:50%;background:#f8a56e;box-shadow:0 0 0 4px rgba(243,111,33,.18)}
main{max-width:1120px;margin:auto;padding:48px 28px 88px}
.hero{background:#fff;border:1px solid var(--line);border-radius:18px;padding:44px 48px;display:flex;justify-content:space-between;align-items:flex-end;box-shadow:var(--shadow);position:relative;overflow:hidden}.hero:after{content:"";position:absolute;width:290px;height:290px;border-radius:50%;right:-90px;top:-160px;background:linear-gradient(145deg,var(--teal-soft),var(--orange-soft));opacity:.9}.hero>div{position:relative;z-index:1}.hero h1{font-size:clamp(30px,5vw,46px);line-height:1.15;max-width:760px;margin:10px 0 14px;letter-spacing:-.045em;color:var(--teal)}.hero p{margin:0;color:var(--muted);max-width:710px;font-size:17px}.eyebrow{color:var(--orange);font-size:12px;font-weight:800;letter-spacing:.12em}.duration{width:106px;height:106px;border:1px solid #cadadd;background:var(--teal-soft);border-radius:18px;display:flex;flex-direction:column;align-items:center;justify-content:center;flex:none;color:var(--teal)}.duration b{font-size:26px}.duration span{font-size:12px;color:var(--muted)}
.intro,.progress-wrap{background:#fff;border:1px solid var(--line);border-radius:14px;padding:25px 30px;margin-top:20px;box-shadow:0 2px 9px rgba(9,16,21,.025)}.intro h2{margin:0 0 8px;font-size:20px;color:var(--teal)}.intro p{color:var(--muted);margin:0}.intro ul{margin:14px 0 0;padding-left:20px}.intro li::marker{color:var(--orange)}
.progress-copy{display:flex;justify-content:space-between;font-size:13px;margin-bottom:9px;font-weight:600}.progress-copy strong{color:var(--teal)}.progress{height:8px;background:#edf0f1;border-radius:99px;overflow:hidden}.progress i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--teal),#0d7183);transition:.3s}
.sections{margin-top:24px}.part-label{font-weight:800;color:var(--teal);margin:36px 4px 12px;font-size:14px;letter-spacing:.02em}.accordion{background:#fff;border:1px solid var(--line);border-radius:14px;margin:12px 0;box-shadow:0 3px 14px rgba(9,16,21,.035);overflow:hidden;transition:.2s}.accordion:hover{border-color:#cfd5d8}.accordion.invalid{border-color:var(--danger);box-shadow:0 0 0 3px rgba(201,50,50,.08)}.accordion.invalid .accordion-head{background:var(--danger-bg)}
.accordion-head{width:100%;border:0;background:#fff;padding:22px 24px;display:flex;align-items:center;gap:16px;text-align:left;font:inherit;cursor:pointer;color:inherit}.step{width:40px;height:40px;border-radius:8px;background:var(--teal-soft);color:var(--teal);display:grid;place-items:center;font-weight:800;flex:none}.accordion-title{flex:1}.accordion-title b{display:block;font-size:16px}.accordion-title span{font-size:12px;color:var(--muted)}.status{font-size:11px;color:var(--muted);font-weight:700}.chevron{font-size:22px;color:var(--teal);transition:.2s}.accordion.open .chevron{transform:rotate(180deg)}.accordion-body{display:none;border-top:1px solid var(--line);padding:8px 24px 28px}.accordion.open .accordion-body{display:block}
.section-description{background:var(--teal-soft);border-left:3px solid var(--teal);padding:14px 16px;border-radius:5px 10px 10px 5px;color:#244d55;margin:18px 0 24px}.question{padding:18px 0;border-bottom:1px solid #eef0f1}.question:last-child{border-bottom:0}.question.invalid label.q-label{color:var(--danger)}.q-label{display:block;font-weight:700;margin-bottom:9px}.q-code{color:var(--teal);margin-right:6px}.required{color:var(--danger)}
input,select,textarea{width:100%;padding:12px 14px;border:1px solid #d6dade;border-radius:8px;background:#fff;font:inherit;color:var(--ink);outline:none;transition:.18s}input:focus,select:focus,textarea:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(0,75,91,.12)}select:disabled{background:#f1f3f4;color:#899197}textarea{min-height:105px;resize:vertical}.options{display:grid;gap:9px}.option{display:flex;gap:10px;align-items:flex-start;padding:11px 13px;border:1px solid #dde1e3;border-radius:8px;cursor:pointer}.option:hover{background:#f7fbfb;border-color:#9cbfc6}.option input{width:auto;margin-top:4px;accent-color:var(--teal)}
.stars{display:flex;gap:7px;flex-wrap:wrap}.star-option input{position:absolute;opacity:0}.star-option span{width:48px;height:42px;border:1px solid #d6dade;border-radius:8px;display:grid;place-items:center;color:#aeb5b8;font-size:25px;cursor:pointer}.star-option input:checked+span,.star-option:hover span{background:var(--orange-soft);color:var(--orange);border-color:var(--orange)}.star-na{margin-left:8px}.star-na span{width:auto;padding:0 13px;font-size:12px;font-weight:800}.repeat-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:9px;margin-bottom:9px}.helper{font-size:12px;color:var(--muted);margin-top:5px}
.form-actions{display:flex;justify-content:flex-end;gap:12px;margin-top:28px}.button{border:0;border-radius:8px;padding:14px 22px;font:inherit;font-weight:700;cursor:pointer;transition:.18s}.button.primary{background:var(--teal);color:#fff;box-shadow:0 6px 18px rgba(0,75,91,.2)}.button.primary:hover{background:var(--teal-dark);transform:translateY(-1px)}.button.secondary{background:#fff;border:1px solid var(--line);color:var(--ink);box-shadow:0 2px 7px rgba(9,16,21,.04)}.button.secondary:hover{border-color:#aeb6ba;background:#fafbfb}
#toast{position:fixed;right:24px;bottom:24px;max-width:380px;background:var(--teal);color:#fff;padding:14px 18px;border-radius:8px;box-shadow:var(--shadow);display:none;z-index:50}#toast.error{background:var(--danger)}.loading{text-align:center;padding:40px;color:var(--muted)}
@media(max-width:700px){.topbar{height:68px}.topbar-inner{padding:0 16px}.brand img{width:40px;height:40px}.brand b{font-size:12px}.secure{display:none}main{padding:24px 14px 72px}.hero{padding:30px 22px;border-radius:14px}.hero p{font-size:14px}.duration{display:none}.intro,.progress-wrap{padding:20px}.accordion-head{padding:17px 15px;gap:11px}.accordion-body{padding:5px 15px 22px}.status{display:none}.repeat-grid{grid-template-columns:1fr}.form-actions{position:sticky;bottom:0;background:rgba(247,248,248,.94);padding:12px 0}.button{flex:1;padding:13px 10px}.stars{gap:5px}.star-option span{width:43px}}